ARW Wealth Management

Ensuring your investments continue to meet your goals.

The performance of the various funds in a portfolio will differ over time. If left for a long period of time, therefore, the proportions of the different asset classes that are represented will change and this could result in a divergence from your desired risk profile — for example; if equity funds outperform fixed interest funds over a period of time your portfolio, left unaltered, would move up the risk scale or if the opposite occurred move down.

An integral part of our ongoing service proposition is to ensure that we complete a risk profile questionnaire with our clients on an annual basis. This will allow us to re-balance a portfolio to the correct risk scale. In addition it may be that we have recommended funds to you that are automatically re-balanced to your agreed risk rating on a more frequent basis—for example quarterly—by the individual fund managers.

 

* please be aware that the value of units can fall as well as rise, and you may not get back all of your original investment.